Are you looking to get your financial house in order so to speak? Are you wanting to pay off debt or put some money away in savings? C’mon folks, I know I can’t be the only one!
I was hesitating for a bit about setting New Year’s resolutions because I don’t want to disappoint myself and I don’t want to fail. The truth is though, I really want to make some changes in my life and I am determined to make that happen now! So, while I know that we are still a day and some change away from actual New Year’s. I am making changes now! If you want to join me, you too can save money with these New Year’s resolutions!
- Learn new skills – I hate paying money for stuff that I can do myself. Let’s get real for a second here. My husband is a kick-ass mechanic, but he is really busy in his professional career, so for simple things like oil changes, I always pay to have them done instead of expecting him to do it on his weekends. If I figured out how to change my oil though, I could be saving a lot of money, so I have decided to ask him for a lesson!
- Skip the drive-through – I desperately need to get healthy. I really do, but I also don’t need to spend money eating out because I know how much cheaper it is to eat at home. For those that don’t know this, I have a toddler and 2 very busy big kids and sometimes I simply don’t feel like going home to cook. I have a slow cooker and an Instant Pot and there is no reason that I can’t just prepare my food in advance. It is healthier, cheaper and most of the time tastes better.
- Work more – No, I don’t want you to become a workaholic, but the truth is, working a little bit harder can be the difference between being broke and thriving. I don’t know about you, but I want to thrive! I plan to make 2019 the year of me working harder and becoming more successful. That also means that you will be seeing a lot more of me and my posts here at Foothillsmama!
- Use less – Is anyone else intrigued by the idea of minimalism? I don’t have any interest in living in a tiny house, but I certainly enjoy the idea of using less stuff, my home being cleaner and clutter free and spending less money, don’t you?
- Stop drinking – I used to party like many 20-somethings, but once I had kids in my mid-20s I cut back my drinking to very occasionally and I never over-imbibe. Boy oh, boy did that save my budget! Drinking is expensive! It is certainly not a bad idea to cut back for health reasons and for money saving reasons.